INNOVATSION BANK XIZMATLARINING AHAMIYATI VA ULARNING BANK FAOLIYATIGA TA’SIRI
Keywords:
Tijorat banki, raqamli texnologiyalar, bank xizmatlari, bank samaradorligi, fintech, raqamli banking.Abstract
So’nggi o’n yillikda global moliya sohasida yuz berayotgan o’zgarishlar, innovatsion texnologiyalar va raqamli transformatsiya, tijorat banklari faoliyatining har bir jabhasida kuchli ta’sir ko’rsatmoqda. Zamonaviy bank xizmatlariga bo’lgan talab kundan-kunga o’sib borayotganligi, raqobatning sharoitini tubdan o’zgartirib, yangi imkoniyatlar va istiqbollarni keltirib chiqarmoqda. Ushbu maqolada, tijorat banklarida mavjud zamonaviy bank xizmatlari, fintech texnologiyalari, innovatsion xizmatlar va bank xizmatlarini rivojlantirish istiqbollari keng yoritib beriladi.
Downloads
References
1. O‘zbekiston Respublikasi Prezidentining 2020-yil 12-maydagi PF-5992-sonli “2020- 2025-yillarga mo‘ljallangan O‘zbekiston Respublikasining bank tizimini isloh qilish strategiyasi to‘g‘risida”gi Farmoni. https://lex.uz/docs/4811025.
2. O‘zbekiston Respublikasi Markaziy bankining yillik xisobotlari.
3. Mamadiyarov, Z., Akhmedova, D. (2023). The emergence of digital banks and the significance of digitalization of banking activities. Economics and Innovative Technologies, 11(2), 1–13.
4. Chauhan, S., Akhtar, A., & Gupta, A. (2022). Customer experience in digital banking: a review and future research directions. International Journal of Quality and Service Sciences, 14(2), 311-348.
5. Das, D., Patnaik, B.C.M., & Satpathy, I. (2024). Factors affecting digital banking adoption: A review of literature. Journal of the Oriental Institute, 73(2), 592-616.
6. Husnaningtyas, N. (2025). Digital banking and bank performance: A systematic review and bibliometric analysis. Jurnal Manajemen Perbankan Keuangan Nitro, 1(4), 1-14.
7. Gargouri, O. (2023). Digital banking services: Customers’ pros and cons. Business Excellence and Management, 13(2), 5-13.
8. O’zbekiston Respublikasi Markaziy banki. Banklar faoliyatida raqamli texnologiyalarning joriy etilishi va istiqbollari. Tahliliy axborot byulleteni, 2023.
Downloads
Published
Issue
Section
License
This work is licensed under a Creative Commons Attribution 4.0 International License.
License Terms of our Journal
