BANK KREDITLARINI AJRATISHDA AN’ANAVIY KREDIT MODELLARIDAN KREDIT MAHSULOTLARI ORQALI MOLIYALASHTIRISHGA O’TISHNING NAZARIY ASOSLARI VA AMALIY IMKONIYATLAR. (2025). Innovations in Science and Technologies, 2(3), 906-914. https://www.innoist.uz/index.php/ist/article/view/763